Fran Kelly Professional Liability, LLC was founded in an effort to provide Title Insurance Agents with the proper Errors and Omissions Coverage they need.

We understand the level of importance this insurance has to your business, and that's why we dedicate ourselves to the Title Industry.

We provide unmatched customer service, and have the best interest in mind for you, the insured. It is our pleasure to provide you with coverage from one of our highly regarded underwriters.

Fran Kelly Professional Liability can also assist you in obtaining various bonds. In addition to our seasoned work on Commercial Surety and Fidelity for Title Agents, we are now expanding our market. We can provide Notary Bonds and E&O, Probate Bonds, and Mortgage Broker Bonds.

A proud sponsor of the Pennsylvania Land Title Association, New Jersey Land Title Association, Ohio Association of Independent Title Agents, and National Association of Independent Title Agents.

Due to the litigious nature of society today, professional liability insurance has become increasingly important in many industries, especially the Title Industry.

Professional liability policies are written on a claims-made and reported basis, covering claims that occur subsequent to the retroactive date stated in the declarations and which are first made against you and reported to the company while the policy is in force. For this reason, maintaining prior acts coverage is extremely important. Without prior acts coverage, your covered acts are limited to those performed and reported during the current policy period only. While switching carriers, please be aware of the significance of the retroactive date in your policy.

When seeking Professional Liability insurance, it is easy to be mislead by some carriers offering a much lower premium than you had paid previously. We'd advise you to be very cautious in this situation. It is common for these policies to be written retro-inception (with no prior acts coverage).

For more information please give us a call and we'll be happy to answer any questions you might have regarding professional liability.