In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed.

The first Safe 1 "office" was actually a room located in the home of our first manager. This lone employee conducted all the operations, with transaction receipts kept in a bedroom closet. By the end of our first month, Safe 1 had seven individuals banking with us and just over $300 in assets.

Simply stated, a lot has changed over the last 70 years. However, our commitment to serving the citizens of Kern, Kings, Tulare and Fresno Counties remains the same. That's why nearly 80,000 individuals representing nearly $900 million in assets choose to bank with us.

"Making better todays and greater tomorrows" remains the same mission for us today as it did more than 70 years ago. From savings and checking accounts to consumer loans, home loans, credit cards, as well as the latest in online and mobile banking, Safe 1 is here to serve you!

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Earn higher interest on your money than a regular Savings Account!

Minimum balance $2,500

Tiered dividend rates - the higher the balance tier, the higher the yield

Funds transfers available through online banking, Safe 1 mobile app, and the Call Center (minimum transfer of $500 required)

Funds federally insured up to $250,000 by the National Credit Union Administration (NCUA)

Effective as of November 1, 2024

MONEY MARKET RANGESMINIMUM OPENING DEPOSITMINIMUM TO EARN DIVIDENDANNUAL PERCENTAGE YIELDDIVIDEND RATEDIVIDENDS PAIDRATE TYPE

$2,500 - $9,999$2,500.00$2,500.000.50%0.50%MonthlyVariable

$10,000 - $24,999$2,500.00$2,500.000.50%0.50%MonthlyVariable

$25,000 - $49,999$2,500.00$2,500.000.50%0.50%MonthlyVariable

$50,000 - $99,999$2,500.00$2,500.000.75%0.75%MonthlyVariable

$100,000 and over$2,500.00$2,500.001.25%1.24%MonthlyVariable